XXX 
USE AND CONSTRUCTION OF TABLES. 
premium for assurance of £l at the age when the policy is valued ; 
divide the former sum by the latter, subtract the quotient from unity, 
and multiply by 100. 
By this last method a policy may he valued from the published rates 
of an office when the rate of interest used is 3 per cent. 
To find the value of a policy taken out on a life aged 30, after having 
been in existence 6 years: by Table VII. the value of the annuity at 
age 30 is 16.9217, and at age 36 it is 15.7288. 
16.7288 
i7T92I7 — .93344, 
1 — .93344 = .06656, which multiplied by 100 gives 6.656, the value 
required. 
By Table IX. the annual premium at age 30 is .026672, and at age 
36 it is .030651, then .026672+ .029126 =.055798, and 
055798 
.030651+.029126= .059777 and *=.93344, as before. 
.059777